Get the permit first. Florida jurisdictions generally require a building permit to install hurricane shutters, including on existing homes. Rules vary by county and city, so confirm with your local building department before you buy or install.
What to confirm before you buy
- Look for a Florida Product Approval number on each shutter or screen. Products must carry one.
- In Miami-Dade and Broward (the High-Velocity Hurricane Zone), products also need an HVHZ rating. Tampa Bay rules differ, so check with your building department.
- Ask the building department how a homeowner permit works for your home, and what inspection looks like.
Measure and plan
- Measure the width and height of each opening, and note where each shutter will mount.
- Identify the wall type (block, stucco, or wood frame). The fastener and anchor requirements depend on it.
- Keep the product approval paperwork with the permit file.
Install to the manufacturer's instructions
- Follow the manufacturer's guide for opening sizes, fasteners, and spacing. Use the fasteners it specifies.
- Label each panel by opening, so storm-day setup is quick.
- Open and close every shutter to check that it fits and latches.
When to hire a professional
Installing on your own primary home is allowed under a homeowner permit, but you take on responsibility for code compliance. A licensed installer handles the permit, warranty, and inspection for you. Hire one for tall or complex openings, or if you aren't sure your fasteners are right.
Sources
This guide is based on the following sources. Requirements change, so check the originals and your local building department before you start.
This guide is general maintenance information, not a substitute for a licensed contractor's inspection. Follow the manufacturer's instructions and your local code requirements.